Microsoft Office has been providing computer users with productivity tools for almost three decades today, over a billion people use Office products worldwide. Who uses Office 365 for Business and why? Office 365 also comes with email hosting, and cloud storage space, so users can host their files online and have access to them wherever and whenever they need to, from any device that connects to the internet.īeing cloud-based, Office 365 also comes with a host of features not available in previous, perpetual versions. Users don’t need to install software or maintain any hardware on which to run it. All applications, services, and data generated by Office 365 are hosted on Microsoft’s servers. Office 365 is also built as a cloud-first application although desktop versions of its apps are available with certain plans, it’s designed to be used online. With Office 365’s subscription-based model, users always have access to the latest version, as the platform is updated at Microsoft’s end, whereas as perpetual, on-premise users would have to buy a new copy of the latest edition to be able to use new features. Office 365 is a subscription-based service, meaning rather than buying a copy of the suite outright for a one-time, up-front cost, users instead pay a monthly subscription fee to access the service at a level of their choosing. How is Office 365 different from previous versions of Office? This FAQ will be focusing on Office 365 for Business unless otherwise stated. There are also online- and mobile-only versions of Office, known as Office Online, through which users can get access to feature-limited versions of Office apps for free. There are a number of different packages available when licensing Office 365, including versions for personal use, multi-user households, students, businesses, nonprofits, and education institutions. Office 365 contains the same core applications as traditional versions of Office, including Word, Excel, PowerPoint, Outlook, OneNote, and depending on the plan purchased, may also include other apps and services such as Publisher, Planner, OneDrive, Exchange, SharePoint, Access, Skype, Yammer, and Microsoft Teams. Launched in 2001, Office 365 is a cloud-based, subscription model version of Microsoft’s popular productivity suite Microsoft Office. If you’re considering taking advantage of Office in the cloud, or just want to find out a little more about the inner workings of this ubiquitous but oft-underrated set of digital tools, read on we’re going back to basics to answer the most common questions about Office 365 as part of Microsoft FAQ series. But there’s a lot more to Office than many users realize, particularly since the release of Office 365. Millions of modern businesses rely on the suite’s tools to communicate, create documents, and balance their books. One of the most popular software suites in the world, Microsoft Office is used by 1.5bn people worldwide.Īlmost everyone who used a computer in the past thirty years will have come into contact with Microsoft Word, Excel, or PowerPoint, sent an email through Outlook, or messaged someone on Skype.
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Honeydue made our list for its zero-dollar annual cost, account syncing capabilities, and for making it easy for couples to budget together and manage their individual finances as well. Good for couples who want to manage their personal finances and joint finances in one place. Cost: $0 Average app rating: 4.0 Account syncing capabilities: Yes Our verdict One downside: This app offers mobile and desktop platforms however, EveryDollar notes that users should budget from their computer for the best-quality experience.Ībout: Honeydue is a completely free budgeting app that allows couples to manage their personal and shared budgets all in one app. Users can opt to upgrade to a premium account (for an added cost) which comes with additional benefits like bank connectivity, paycheck planning, group financial coaching, custom budget reports, smart tracking recommendations, and more. EveryDollar is a straightforward, easy-to-use budgeting app that allows users to create a customizable budget and set savings goals. Good for those who are creating a budget for the first time. Cost: $12.99 monthly or $79.99 annually Average app rating: 4.0 Account syncing capabilities: Yes Our verdict EveryDollarĪbout: EveryDollar is a budgeting app founded by Ramsey Solutions that helps users create a fully customizable budget and set financial goals, with additional perks for premium users. PocketGuard also offers a desktop version for users who prefer to budget on their computers, as well as Touch ID for extra security. What’s more-with PocketGuard’s personalized debt payoff plan, users can add all of their debt balances and interest rates to the app, and the platform will determine the most effective debt payoff strategy for you and create a repayment schedule. With PocketGuard, users can set bill reminders, set fee alerts, create savings goals, and more. PocketGuard scored a spot on our list for its debt payoff tools. Good for users who are working on paying off debt. Cost: $0 for free version or $7.99 monthly, $34.99 annually, or $79.99 lifetime fee Average app rating: 4.2 Account syncing capabilities: Yes Our verdict PocketGuardĪbout: PocketGuard is a budgeting app that offers bill organizing and budget planning services to over 500,000 users. And if your mortgage is serviced by Rocket Mortgage, you get full access to Rocket Money Premium for free. The good news: Using the negotiation service to cut down on your monthly spending could help you cover the cost of a premium membership. Rocket Money is free to use, although there are optional services, like bill negotiation, that you can opt in to for an extra cost ranging from $3 to $12 monthly. The app also offers bank-level security with 256-bit encryption to keep your personal data safe. Rocket Money allows users to create a budget that automatically monitors spending, separates transactions into spending categories, sends notifications about upcoming charges or a low balance, and more. Good for those who are looking to cut down on their monthly costs. Cost: $0 or $3–$12 per month for premium version Average app rating: 4.4 Account syncing capabilities: Yes Our verdict Rocket MoneyĪbout: Formerly known as Truebill, Rocket Money is a budgeting app that serves more than 3.4 million members worldwide and offers budgeting tools, bill negotiation services, and more. Zeta has an average mobile app rating of 4.4 and also offers two-factor authentication and data encryption to keep your data extra safe. The app offers both personal and joint accounts that allow you to pay bills, save for goals, and track shared expenses, and even offers in-app messaging to communicate with your partner or other members of your family about your budget. Zeta offers a number of features that make it an ideal app for budgeting with others in your household. Good for couples and families who want to merge their finances. Annual cost: $0 Average app rating: 4.4 Account syncing capabilities: Yes Our verdict ZetaĪbout: Zeta is a budgeting app that caters specifically to couples and families hoping to track their expenses together. (Note: Fees and account features in this list are up to date as of April 19, 2023, but are subject to change.) 1. Looking ahead to 2024, “we’re ready for a full-scale commercial launch,” she told The N&O. Commerce Secretary Machelle Baker Sanders, is hoping to scale quickly and sell the company to a medical device or pharmaceutical company. Now, Sanders, who is the daughter of N.C. She is a lifetime honorary member of the Fresh Start womens foundation. Eventually, she raised over $2 million from grants and other family-and-friends rounds, paving the way for clinical development at the Morrisville-based medical device design and manufacturing company, Gilero.įlash forward to today: The device recently received FDA approval for use in patients 12 years and older with seizure disorders, including epilepsy. Maureen Blumhardt is the wife of former basketball legend Charles Barkley. Sanders won’t disclose the sum, but said it was enough to see her through the product’s development phase. “I wanted to do my part in ensuring her success,” he said in an email statement to WRAL TechWire in 2020. “A few months later, I got the call he would invest,” said Sanders, now 31 and a third-year medical student specializing in pediatric neuro-oncology at Wake Forest University School of Medicine.Īt the time, Barkley called Sanders’ plan one of the “most professional and charismatic” that he’d seen. In 2017, he pledged $1 million to fund Alabama black women’s tech startups.) He takes his spot flanked by two other former players (Shaquille O’Neal and Kenny Smith) and the ideal host/substitute teacher (Ernie Johnson). (Barkley is well known as an angel investor. Charles Barkley strides into an Atlanta studio. Obviously, as an investor, he was concerned about bottom line.”īut she managed to win him over. “I was very nervous when I pitched,” she said. Soon, Sanders was traveling down to Atlanta to make her case in person before Barkley and his team of advisers. Charles Barkley is seen in attendance during the UFC Fight Night event at UFC APEX on November 20, 2021, in Las Vegas, Nevada. Charles Barkleys daughters name is Christiana Barkley who is 32 years old as of May 2022. She sent the letter - signed, sealed and addressed to him - by “snail mail” to his network, TNT. Barkley and Blumhardt have been married for 33 years. So, on a whim, she wrote the famous basketball player, asking for a chance to give her five-minute pitch. And, like those appearing on the show, she needed seed capital. She’d just graduated from Duke University with a master’s degree in bioethics and health policy. Spurred by her own experiences with a seizure disorder, her medtech startup, NeuroVice, had developed a single-use, disposable oral device called PATI (protector against tongue injury). Sanders, a fledgling business founder, began to wonder. The episode featured NBA star and television analyst Charles Barkley as the guest “Shark,” sitting next to billionaire Mark Cuban on a panel of venture capitalists, fielding pitches from startups in search of funding. In 2019, then 27-year-old Ashlyn Sanders was sitting at home on her couch in Cary, watching Season 10 of ABC’s hit reality TV investment show “Shark Tank.” You don’t really read or write at this young age, but teachers encourage children to be creative, especially through coloring, which we invite you to do here as well, with characters from Roblox, FNF, Thomas, and more! You can help out Arthur and his animal friends volunteer a day at his own local kindergarten, where you meet more kids like you. For example, you can learn to sort items with Mickey Mouse. One way that small children can learn with more ease, in addition to doing it through play, it is to play them with their favorite characters they watch on television or in movies, which you will be able to do here a lot. Get started immediately and take advantage of the many benefits these games offer! Let Your Kids Play The Best Kindergarten Games Online Right Now Online preschool games keep learning fun, exciting and fresh so that your kids will actually enjoy studying. Guide preschoolers to play educational games and watch as they not only learn new concepts but also gain mastery over their motor skills. It is no secret that kids today are hooked to online games at a very young age. Skip that extra trip to the store! You can find online kids’ games that are perfect for your family without leaving home. Madeline Classroom Companion Kindergarten (PC) Full Walkthrough It is surely not impossible for the wealthy to enter heaven (numerous Godly men of the Bible were prosperous), but Scripture is plain that it is very troublesome ( Luke 18:24-25). "but the worries of this life, the deceitfulness of wealth and the desires for other things come in and choke the word, making it unfruitful." ( Mark 4:19). Not only do fortunes not get one into heaven, but they have the potential to separate a person from God like few other things. You have fattened yourselves in the day of slaughter” ( James 5:5). However, as the apostle James advised, “You have lived on earth in luxury and self-indulgence. It was that Mary who anointed the Lord with fragrant oil and wiped His. Also, he believed the impoverished, like Lazarus, were cursed by God. Now a certain man was sick, Lazarus of Bethany, the town of Mary and her sister Martha. The rich man incorrectly saw his worldly wealth as proof of God’s love and blessing. Moral of Lazarus and the Rich Man Parable It was the Mary who anointed the Lord with ointment, and wiped His. This Bible story is a great and powerful reminder that we will pay for our sins on earth when we finally decease, therefore we should love and care for our fellow mankind. Now a certain man was sick, Lazarus of Bethany, the village of Mary and her sister Martha. Abraham told the rich man that if his brothers did not believe in Scripture, neither would they believe Lazarus, even if he came directly from heaven. 2(This Mary, whose brother Lazarus now lay sick, was the same one. 22 The time came when the beggar died and the angels carried him to Abraham’s side. 20 At his gate was laid a beggar named Lazarus, covered with sores 21 and longing to eat what fell from the rich man’s table. Pleading to “Father Abraham” in heaven, the rich man asked that Lazarus come down from heaven to cool his tongue with a drop of water to reduce his “agony in this fire.” The rich man additionally requested Abraham to send Lazarus back to earth as a warning to his brothers to atone for their sins, however, both requests were refused. He was from Bethany, the village of Mary and her sister Martha. 19 There was a rich man who was dressed in purple and fine linen and lived in luxury every day. Lazarus was welcomed into heaven, while the rich man was condemned to hell. However, digging deeper in search of hidden gems is also extremely rewarding. It’s very easy to sort by popularity and find the most famous entries. This highly uneven selection is part of the appeal. Some are in rough shape, others are unbelievably polished. They are as diverse, inconsistent, and unpredictable as their creators. Today, there are millions of options readily available to anyone interested. At the same time, the available adjustments and tweaks encourage outside-the-box thinking. This solid foundation makes the process of development very accessible for newcomers. Hilarious animations and adjustable semi-realistic physics.Responsive touchscreen, gamepad, mouse and keyboard controls.Universal library of assets, objects, and sound effects present in most works.Simple 3D graphics that look decent and run well on almost any device.Nevertheless, there are certain aspects that all the cool Roblox games have in common: As a result, it’s possible to build shooters, racing simulators, role-playing adventures, and more. In this case, developers control not only the level design but also the core mechanics. Think Minecraft worlds with their own environments and rules, just with more flexibility. It can be described as a simplified engine with a number of instruments. The interaction revolves around a product that is more of a tool than anything else. Limitless PotentialĮssentially, people who play Roblox games form a giant Internet community. What is it that makes this unique phenomenon so appealing? Let’s try to answer this question and provide a few vivid examples. Since then, millions of people have joined the cause. Kids all over the globe could create their own experiences or enjoy someone else’s. Despite their awkward style and clunky implementation, they turned out to be very engaging. That’s exactly what happened when the early enthusiasts released their first Roblox Games online. Some ideas turn out to be revolutionary and change the situation forever. Do you want to play detective and find the culprit of a murder? Try Murder Mystery 2 and its prequel.The landscape of computer entertainment constantly shifts in unexpected ways. Jailbreak is the best one for those who love Grand Theft Auto since you can escape from prison, steal money or cars, have shootouts with the cops, and many more crimes like that. Popular entries that we have to name include Adopt Me, where you are the caregiver to babies and pets, having to make sure all their needs are satisfied. The characters are also really fun, which is why you can see them featured in many FNF Games, for example, or even Squid Game can be played in that world, using these chunky people to do the challenges. One of the main reasons we think that the story of this world has become very big is the fact that it features heavy blocky characters with funny faces that you can control, who are very reminiscent of Lego, and you can customize their looks so that you can be whoever you want to be.Īnother thing that has made Roblox online game very popular is the fact that user-generated games are many times inspired by various things in pop culture, and they recreate those various worlds using the engines and tools at their disposal. It’s a free-to-play game, but there can be in-game purchases to be made using a virtual and specific currency dubbed as "Robux", where kids had to robloxing a lot of stuff these constructions were called robloxian because were built in this virtual world. The platform has more than 160 million users currently active, so think about all that fun! The platform was quite under-the-radar for many years, until the pandemic, when its popularity increased heavily after people could not go outside, so many of them turned to game, with this world offering tons of opportunities for them to do so. You can be either a creator that makes his own content, or you can play the games developed by other users, so there is always various fun stuff going around, that's why this free Roblox game is so popular. When you think about this game platform, anything can come to mind, since it is an open-world and programmable platform where users can generate their own games using the mechanics, engines, and tools provided by the entity. Roblox Online is all over the world, and it is a platform favored by so many children and adults alike when it comes to their gaming needs, which is why it would only be natural that fan-made Roblox Games online would also be available to be played from browsers, which is what we invite you all to do on our website, where we made sure to gather the best of them, only for you! Enter the Roblox online world, and have countless adventures! With our latest update, featuring 9 new items, you'll have an unparalleled selection to choose from. These animations will captivate your visitors, making your website more engaging and memorable.ĭive into our collection today and explore the world of CSS animated backgrounds. Our hand-picked animated backgrounds are designed to add a sense of movement, energy, and excitement to your website. Whether you need a subtle and mesmerizing particle effect, a vibrant and pulsating gradient, or a mesmerizing wave animation, our collection has it all. Click on the handles to edit the colors, drag them to adjust positioning, click between handles to add new handles, and drag the. A color can be declared as two adjacent color-stops by including both positions in the CSS declaration. Background image with a simple text overlay using CSS. linear-gradient(red 40, yellow 30, blue 65) Multi-position color-stops are allowed. This is the most common type of gradient used in CSS for creating smooth color transitions in backgrounds and other elements. Using the linear-gradient() CSS function Using the mix-blend-mode CSS property You can see the project on Codepen: See the Pen CSS Background Image Overlays by Ibadehin Mojeed on CodePen. Perfect for designers, developers and brands. The following changes from red to yellow at the 40 mark, and then transitions from yellow to blue over 25 of the gradient: css. Find the perfect one or modify them to fit your needs. With our November 2022 update, we have scoured reputable sources like CodePen, GitHub, and other reliable platforms to bring you an extensive selection of animated backgrounds. 42 stunning CSS gradients, including a Gay Pride Flag gradient, with super easy editing features. HTML preprocessors can make writing HTML more powerful or convenient. Color stops are the colors you want to render smooth transitions among. HTML Preprocessor About HTML Preprocessors. To create a linear gradient you must define at least two color stops. Feel free to re-use, modify or distribute without any attribution Cheers - Manuel. This compilation showcases a wide range of captivating animations that will instantly elevate the visual appeal and user experience of your website. A simple and clean gradient background animation using only CSS. A simple and clean gradient background animation using only CSS. Because gradients have a stacking order, you can think of them as layered background images, so you can layer your background image gradients over other images if you manipulate the. Are you looking to add a touch of dynamism and interactivity to your website's background? Look no further! We are thrilled to present our latest update, featuring a meticulously curated collection of free HTML and CSS animated background code examples. Solid color backgrounds will use the term background-color when you code for them in CSS, but the term background-image refers specifically to gradients.
Simply converting an image to a PDF is only half the battle. But what if you want to make this PDF file more secure? Read on. After that, you may navigate to the location where the PDF file is saved and open it again using Preview app. Preview will save the orientation and paper size preferences to save your JPG file as a PDF on your Mac. Step 6: After selecting your preferences, click on Save to convert. Step 5: Select the Paper Size and Orientation of your PDF file. Step 4: Type the name of your PDF file and select the file location on your Mac. Step 3: Select ‘Export As PDF’ from the context menu. Step 2: When the image opens in the Preview app, click on File option at the top-left corner on the menu. But, if you have selected a different app as the default, right-click on the image file icon, select Open With, and choose Preview from the submenu. Step 1: Browse the image file on your Mac using the Finder and double-click on the image file to open it in Preview.īy default, macOS opens all image files in Preview. After you’ve got it working, here’s what you need to do: You may refer to our post for fixes when Preview app isn’t working on Mac. So first you’ll need to ensure that the app works fine. Undoubtedly, Apple has quietly added several features in the app. Preview is a versatile app which appears like a humble image viewer on Mac. Let’s proceed on how to convert a JPG image file to a PDF on your Mac using the Preview app. Step 2: If there’s an update available, download and install it. Step 1: Press Command + Spacebar to open Spotlight Search, type Check For Software Updates, and press Return. So here’s how you can fetch macOS updates on your Mac. That’ll help when you need to convert large images into PDFs. For that, you’ll need to install any pending updates and after that Preview app will work like a charm. That means, it’s recommended that you upgrade the macOS version. Before Getting StartedĪt times, the older version of macOS often results in running older version of the apps too. This post will show how to convert your JPG files into PDFs using the Preview app on Mac. But what if we told you that the Preview app can do that on your Mac? Yes, it can. Usually, you would think of relying on a third-party app or website to convert your image file into a PDF. The best way to do that is to convern an image to PDF and macOS lets you do that in a jiffy. At times, you might want to conceal the contents of an image or want to retain its confidentiality. You can organize your files using Tags in Finder on your Mac. Sharing images with your contacts right from your Mac is quite easy. Read Also: Bofa Home Loan Navigator Bank Of America And Naca Expand Mortgage Program To $15 Billion To Help Low Recommended Reading: How Does The 10 Year Treasury Affect Mortgage Rates There is no eligibility limitation based on ones income, credit score or other criteria as long as certain requirements are met.Īccording to their website NACA s track record of helping people who have credit problems become homeowners or modify their predatory loan debunks the myth that high rates and fees are necessary to compensate for their credit risk. NACA is a non-profit, community advocacy and homeownership organization with access to 13 billion in mortgage funds for primarily low- and moderate-income people and people purchasing in low- moderate-income communities. NACAs current mortgage rates are highly competitive: NACA believes in economic justice through home ownership. NACA offers below-market interest rates on 15-year or 30-year mortgage loans.Borrowers must go through counseling to understand their monthly budget and ensure they can afford the mortgage payment.Borrowers must complete an education session about the program and submit all necessary documents, from income statements to phone bills.Borrowers with low credit scores can qualify.NACA borrowers also get lower mortgage rates, which can help lower their monthly mortgage payments and make home ownership more affordable. Read Also: 10 Year Treasury Yield And Mortgage Rates Requirements For The Naca Programīuying a home with no down payment or closing costs probably sounds like a pretty good deal. NACA is a nonprofit and HUD-certified homeownership and advocacy organization that is committed to assisting economically disadvantaged individuals with becoming homeowners. If you want to buy a home, but you have bad credit or limited assets, the Neighborhood Assistance Corporation of America may be able to help. It may not have been previewed, commissioned or otherwise endorsed by any of our network partners. Naca Mortgage: What It Is And How It WorksĮditorial Note: The content of this article is based on the authors opinions and recommendations alone. You will receive your NACA Qualification letter and Affordability form after completing this step and can. You can sign-up with the NACA IHA to represent you in your housing search. Once NACA Qualified, attend a Purchase Workshop to learn from a NACA In-House real estate agent the best practices in the housing search, how to address property issues and the NACA’s mortgage process. If there is one time in your life to be 100% alert, it is at the purchasing workshop.Īttend A Naca Purchase Workshop And Find A Home We received a qualification letter before the meeting that we were told was good for 90 days, so we attended the first workshop available so that we could get started on buying. Once we were NACA qualified, we had to attend another workshop on purchasing a home. Wait for the home inspectionĭon’t Miss: Does Rocket Mortgage Sell Their Loans Once Youre Naca Qualified This letter is proof that youre qualified to buy the home, and youll include it with your purchase offer. Once youve found a house, contact your housing counselor to request a qualification letter. If you dont buy a house within this timeframe, youll have to requalify. Youre also assigned a real estate agent who youll work with to find a home within your budget.Ī NACA qualification is only valid for six months. Once youre NACAqualified, youll attend a home purchase workshop to learn more about the home buying process. But this is the final step that allows you to close on your new home and finalize the process. Instead, your NACA membership provides you with a post-purchase assistance program through NACAs Membership Assistance Program. Also, NACA members do not pay private mortgage insurance. Now its time to close on your home! There are no closing costs for a NACA mortgage. Youd be hard-pressed to find a better deal anywhere else. Currently, the NACA is offering a 30-year fixed-rate mortgage of 2.125% APR and a 15-year fixed-rate mortgage of 1.75% APR.
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